Payment Methods – Lyrathis LLC

Secure, Flexible, and Hassle-Free Payments

At Lyrathis LLC, we understand that the payment process is one of the most critical touchpoints in your shopping experience. You need to feel confident that your financial information is safe, that your chosen payment method will work smoothly, and that any issues (such as refunds or disputes) will be handled fairly and efficiently. That is why we have partnered exclusively with Stripe – a global leader in online payment processing – to power all transactions on lyrathis.store.

This page provides a comprehensive overview of the payment methods we accept, how Stripe protects your data, what to do if a payment fails, and how refunds are processed. Please read carefully to understand your options and rights.

Accepted Payment Methods

Lyrathis LLC accepts the following payment methods through our Stripe integration:

1. Credit Cards

We accept all major credit card networks:

Visa (credit, debit, and prepaid cards)
Mastercard (credit, debit, and prepaid cards)
American Express (Amex)
Discover

Important Notes:

International credit cards are accepted, but the card must be enabled for cross-border transactions.
Some prepaid cards may require registration with the issuer before use. If your prepaid card is declined, check the balance and registration status.

2. Debit Cards

Most debit cards bearing the Visa or Mastercard logo are accepted. Please ensure that:

Your daily purchase limit is high enough to cover the transaction
You have sufficient available funds
Your bank does not block online international transactions (for non-US customers)

3. Apple Pay

If you are shopping on an Apple device (iPhone, iPad, or Mac with Touch ID), you can use Apple Pay for a one-click, biometric-secured checkout. No need to manually enter your card details – just confirm with Face ID, Touch ID, or your device passcode.

Availability: Apple Pay is available for customers in the United States and most countries where Apple Pay is supported.

4. Google Pay

Android users can check out using Google Pay. Like Apple Pay, Google Pay allows you to use stored payment methods without re-entering card information. Simply select Google Pay at checkout and authenticate.

Availability: Google Pay is available for customers in the United States and most countries where Google Pay is supported.

What We Do NOT Accept

For security and operational reasons, Lyrathis LLC does not accept the following payment methods:

Cash (we are an online-only store)
Personal checks
Money orders
Wire transfers
Cryptocurrencies (Bitcoin, Ethereum, etc.)
PayPal (including PayPal Credit)
Venmo
Zelle
Buy Now, Pay Later services (Afterpay, Klarna, Affirm, etc.)

Note: We may add PayPal or other methods in the future. Any changes will be announced on our website and via email newsletter.

How Stripe Protects Your Payment Information

Stripe is one of the most trusted payment processors in the world, used by millions of businesses – from startups to Fortune 500 companies. Here is why you can shop at lyrathis.store with complete confidence:

Bank-Grade Security

Stripe is certified as a PCI Service Provider Level 1 – the highest level of certification in the payments industry. This means Stripe adheres to the strictest security standards for handling, storing, and transmitting credit card data. Your card details are encrypted using AES-256 (the same encryption standard used by the US government for classified information) and never touch our servers.

Tokenization

When you enter your payment information at checkout, Stripe immediately converts it into a secure token – a unique, one-time-use code that represents your card data without exposing the actual numbers. Lyrathis LLC only receives the token, not your full card details. Even if our website were compromised, your financial information would remain safe.

Fraud Detection & Prevention

Stripe uses machine learning algorithms to analyze every transaction in real time. Suspicious activities – such as unusually large orders, multiple rapid attempts from the same IP address, or card verification mismatches – are automatically flagged and may be blocked or held for manual review. This protects both you (from unauthorized use of your card) and us (from chargeback fraud).

3D Secure Authentication

For certain high-risk transactions or when required by your card issuer, Stripe supports 3D Secure (also known as Verified by Visa, Mastercard SecureCode, or Amex SafeKey). This adds an extra layer of verification, such as a one-time passcode sent to your phone or a biometric prompt in your banking app.

Compliance with Global Regulations

Stripe complies with:

GDPR (General Data Protection Regulation) for European customers
CCPA (California Consumer Privacy Act) for California residents
PSD2 (Revised Payment Services Directive) for European Economic Area transactions

How to Complete a Payment on lyrathis.store

Step-by-Step Guide

Add products to your cart – Browse our patches, stickers, and badge reels, and click “Add to Cart” for each item.
Review your cart – Click the cart icon to ensure quantities, sizes, and options are correct.
Proceed to checkout – Click “Checkout” and enter your shipping information.
Select your payment method – Choose credit/debit card, Apple Pay, or Google Pay.
Enter payment details – For card payments, enter your card number, expiration date, CVV/CVC, and billing address. For Apple Pay/Google Pay, authenticate using your device.
Review your order – Double-check all details before clicking “Pay Now.”
Confirmation – You will see an on-screen success message and receive an email confirmation from longtd.lyrathisllc@gmail.com within 5 minutes.

What If I Am Redirected to a Stripe Page?

You may notice that during checkout, your browser briefly redirects to a Stripe-hosted payment page. This is normal and part of our security protocol. The page is served directly from Stripe’s servers, meaning your card details never pass through lyrathis.store at all.

Troubleshooting Payment Failures

Sometimes payments are declined. Do not panic – most declines are easily resolved. Here are the most common reasons and solutions:

Insufficient Funds

Error message: “Your card does not have sufficient funds.”
Solution: Check your available balance or try a different card.

Incorrect Billing Address

Error message: “The billing address does not match your card’s registered address.”
Solution: Enter the exact address your bank has on file for that card (including apartment numbers and postal codes).

Card Expired

Error message: “Your card has expired.”
Solution: Use a different card or update your card’s expiration date with your bank.

Daily Purchase Limit Exceeded

Error message: “Transaction amount exceeds your daily limit.”
Solution: Contact your bank to temporarily increase your limit, or split your order into multiple smaller transactions (note that shipping costs may apply to each).

International Transaction Block

For non-US customers: Some US-based banks block international transactions by default.
Solution: Call your bank to authorize the transaction, or use a card that allows cross-border payments.

3D Secure Authentication Failure

Error message: “Authentication failed – please try again.”
Solution: Retry the transaction and ensure you complete the verification step (e.g., entering the passcode sent to your phone). If it continues to fail, contact your bank.

Stripe Temporary Outage

Error message: “Payment processor unavailable – please try again later.”
Solution: Wait 15–30 minutes and try again. Stripe’s uptime is 99.99%, but occasional maintenance or spikes in traffic can cause brief interruptions.

What If None of These Solutions Work?

Contact our customer service team at longtd.lyrathisllc@gmail.com or call +84915396966. Please include:

The exact error message (screenshot preferred)
The date and time of the attempt
Your card type (e.g., Visa, Mastercard) – do NOT send the full card number
Your billing address (as entered)

We will work with Stripe’s support team to investigate and resolve the issue within 1–2 business days.

Refunds and How They Are Processed

For a complete understanding of when refunds are available, please read our Refund and Return Policy. However, here is a quick overview of the payment-specific aspects of refunds:

Refund Timeline

Once we approve a refund:

Credit/debit cards: Funds typically appear in your account within 3–7 business days, depending on your bank’s processing speed.
Apple Pay / Google Pay: Refunds are sent back to the underlying card or payment method used within the same 3–7 business day window.

Partial Refunds

If you return only part of an order, we will process a partial refund for the returned items. Shipping costs are generally non-refundable unless the return is due to our error (e.g., wrong or defective product).

Refund Notifications

You will receive an automated email from Stripe (cc’d to us) confirming that a refund has been initiated. We also send a separate email from longtd.lyrathisllc@gmail.com with details of the refund amount and reason.

Chargebacks

A chargeback occurs when you dispute a transaction directly with your credit card issuer instead of requesting a refund through Lyrathis LLC. While we understand that disputes sometimes happen, we strongly encourage you to contact us first at longtd.lyrathisllc@gmail.com or +84915396966 before filing a chargeback. Why? Because:

Chargebacks incur fees for our business (typically $15-$ 25 per dispute)
Resolving issues directly with us is almost always faster for you
If you file an unwarranted chargeback, your card issuer may rule against you, and you could lose both the product and the refund

If a chargeback is filed, Stripe will automatically freeze the transaction amount pending investigation. We will provide Stripe with all relevant evidence (order confirmation, shipping tracking, communication records). The card issuer makes the final decision.

Pricing, Taxes, and Currency

Currency

All prices listed on lyrathis.store are in US Dollars (USD) . If you are shopping from outside the United States, your bank or credit card issuer will convert the USD amount to your local currency at their prevailing exchange rate. Lyrathis LLC has no control over exchange rates or foreign transaction fees.

Taxes

For US customers: Sales tax is automatically calculated based on your shipping address and applicable state and local tax laws. Taxes are displayed at checkout before you complete your payment.
For international customers: You are responsible for any import duties, customs fees, or value-added taxes (VAT) imposed by your country. Lyrathis LLC does not collect these fees, and they are not included in the price or shipping cost.

Discount Codes and Promotions

If you have a discount code, enter it in the designated field at checkout before completing your payment. Discounts are applied to the subtotal before taxes and shipping. Only one discount code may be used per order unless otherwise stated.

Frequently Asked Questions About Payment

Is it safe to save my card information on lyrathis.store?

We do not store your full card information on our servers. If you choose to “save” your card for future purchases, Stripe stores a tokenized representation of your card. The actual numbers remain encrypted and accessible only by Stripe. This token cannot be used by any other website.

Why do I see a temporary authorization hold on my card?

When you place an order, Stripe may place a temporary authorization hold on your card for the purchase amount. This hold is not a charge – it merely checks that funds are available. The hold typically disappears within 1–5 business days, depending on your bank.

Can I change my payment method after an order is placed?

Unfortunately, no. Once an order is submitted and payment is processed, we cannot switch the payment method. If you need to use a different card, you would need to cancel the original order (if not yet shipped) and place a new one. Contact us immediately at longtd.lyrathisllc@gmail.com for assistance.

Do you accept payment plans or “buy now, pay later” services?

Not at this time. We understand the appeal of services like Afterpay or Klarna, but we have chosen to focus on providing the best possible experience with Stripe. We may revisit this decision in the future.

What happens if I am charged twice?

If you believe you have been double-charged, first check your bank or credit card statement to confirm. Sometimes what looks like a double charge is actually a pending authorization plus a final charge. If it is truly a duplicate, email us with your order number and screenshots of both charges. We will verify with Stripe and issue a refund for the duplicate within 1–2 business days.

Contact Us for Payment Support

If you experience any payment-related issue not covered above, please reach out:

Email: longtd.lyrathisllc@gmail.com (include “Payment Issue” in the subject line)
Phone: +84915396966 (Monday–Friday, 9 AM – 6 PM Mountain Time)
Mail: Lyrathis LLC, 30 N Gould St Ste R, Sheridan, WY 82801 US

For your security, never send your full credit card number or CVV via email. We will never ask you for this information.

Lyrathis LLC reserves the right to update this Payment Methods page at any time. Changes will be posted here and, if material, announced via email to existing customers.